Businesses. But we see that their appetite for creating oman telegram data ecosystems — both in partnership and on their own — has not diminished.
Ecosystems help banks in the fight for clients. People are used to convenience, and it is good that they are provided with a high level of service. It is very important for us as a regulator, a supervisory body, to find a balance – to give banks the opportunity to develop promising areas, but to keep their risk appetite at an acceptable level. The risk-sensitive limit ensures this acceptable level.
Many banks have recently started creating
microfinance subsidiary companies. Has the Central Bank noted this trend, and how do you assess it? Is this an attempt to expand the client base or to circumvent regulation?
Of course we see when banks
do this, and we pay attention. In order to avoid creating users: over 2.4 billion logged-in monthly users regulatory arbitrage, together with colleagues from the supervision of microfinance organizations, we closely monitor the situation and, if necessary, align the regulation.
This is not a trend of today, a number of large banks have been agb directory developing their microfinance organizations for a long time, but so far their influence on the indicators of banking groups is insignificant. And in general, the volumes of microfinance are several times inferior to bank lending.
— A question related to stress testing. Can you tell us what stress tests you conduct? And maybe you are laying down some new scenarios in these stress tests after the last two years?