for careful and experienced drivers — by the way, the majority of them — and significantly increased the price of the policy only for high-risk drivers. Due to this, the cost of the policy for solid roi 2022, even in the conditions of a sharp rise in prices for spare parts, increased on average for all policyholders by no more than 20%. The system, under which 80% of conscientious drivers used to pay for 20% of reckless drivers, was unfair. In my opinion, the reform has justified itself.
If we talk about the development of compulsory
motor third-party liability insurance in the current conditions, is the Central Bank not against using used spare parts during repairs?
A used part is good, then why not?
But you need to look closely at what the consumer wants. If he drives a car for 5-7 years, is he ready to pay extra money for OSAGO in order to get a new part in case of repair? The problem is that the current legislation does not differentiate between a good used part and a bad one. In our country, we have not found any 4 proven blog post templates – and how to use them analogues of certification of such parts. I assume that the age of the car’s wing does not greatly affect safety. But if we are talking alb directory about running parts, then you cannot sacrifice safety for the sake of the cost of the policy.
— The system of remote settlement of OSAGO insurance has recently been launched. How do you assess the readiness of this system? Will it be in demand?