attackers use increasingly sophisticated schemes and scenarios to steal money from citizens, the damage from their actions is growing. On average, fraudsters steal about 3 billion rubles paid traffic service cost per quarter. And according to our preliminary estimates, the total amount of such thefts for the whole of 2021 will be greater than last year, when fraudsters stole about 9 billion rubles. For reference.
The average theft check for 2020, according
to the Bank of Russia, was just over 11 thousand rubles. Solving the problem of cyber fraud is one of our priorities. To this end, we propose a number of measures aimed at protecting the interests of citizens. The first is to change the mechanism for the return of stolen funds. The second is to improve measures to combat fraudulent transfers.
—Can you tell us more about the measures?
— As for measures to combat fraudsters, it is assumed that not only the payer’s bank, as is the case now, but also the recipient’s bank will check the transaction for signs of fraud. Figuratively subscription-based streaming service speaking, there was one shoulder, and now there will be two. We maintain a database of cases and attempts to transfer funds ao lists without the client’s consent and provide credit institutions with data from this database. The recipient’s bank will be able to restrict remote access to the account if information about such an account is in this database.