can invest their funds in them. But there are concerns about increasing the share of such investments. After all, we understand that they are less transparent compared to investments in what is paid traffic specialist? traded assets. Therefore, the issue of investing should be approached carefully.
— There has been talk for a long time about increasing
he maximum amount of compensation under compulsory motor third-party liability insurance from 500,000 to 2 million rubles in the event of damage to health and life. The last time the Ministry of Finance came up with such an initiative was at the end of 2021. Why is it taking so long to agree on it? What is your position on this matter?
— My opinion is that we must inevitably
move towards this. It is very strange when, in the case of OSAGO payments, human life is cheaper than with mandatory carrier liability insurance (currently, the insurance limit for carriers is 2 million rubles). This is illogical and, I would say, unethical. But what is the problem? The consumer will have to pay for greater protection. And in 2021, we roughly understood what tariff solutions would be required for this. But last year, against the 7 critical components for email compliance backdrop of shortages and supply problems, the cost of spare parts skyrocketed. The risks of loss increased, which ultimately provoked an increase in OSAGO prices. In order to maintain the ability to differentiate the cost of the policy depending on the alb directory risks of policyholders, we expanded the tariff corridor. We believe that in the near future we will be able to understand what margin of safety the OSAGO tariff has in order to assess the possibility of increasing the payment limit.