The banking sector has sufficient capital reserves

Trillion rubles as of January 1. The results of supervisory stress testing of systemically important credit institutions (SICIs) in 2023 also confirmed the ability of most of them to cope with stress malaysia telegram data to a large extent. According to our estimates, the capital adequacy of SICIs based on the results of the stress test may decrease by a total of 2.9 percentage points, but overall will be at the level of 10.8%, significantly higher than the minimum standard value of 8%. At the same time, the obtained estimates do not take into account the measures available to banks to restore their financial stability — if they were implemented, the stress effect on capital would be even lower.

We do not make allowances for difficult times

we do not close our eyes to problems. The stability of the financial system remains an absolute priority for us, so we are exiting the relaxations in a timely manner so that banks do not forget how to stay afloat on their own. We have already cancelled most of the support measures.

 The Central Bank has allowed banks

To recognize losses on blocked assets for 10 years. In addition, banks  how much should you budget on marketing in 2021? can transfer blocked assets and liabilities to a separate legal entity. Are there any others who want to take advantage of this option?

— We have given all banks the opportunity to determine for agb directory themselves whether they will use this rule. Some have already almost completely created reserves for blocked assets, some will create them over the course of 10 years.

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