The bill assumes that the bank must take all reasonable measures to protect the client. First of all, we are talking about the “cooling-off period”. At the same time, the bank does not precise geographic targeting have the right to restrict the client in the disposal of money. And if, despite the two-day “cooling-off period”, despite the bank’s attempts to dissuade the client, he still insist on the transfer, then the bank is releas from the obligation to compensate for the theft.
Cases of erroneous inclusion in the dropper database are rare
When it comes to limiting remote access to accounts from the Central Bank’s database of suspicious transactions, there are concerns that bona fide Russians may end up there. How is this database form?
The database is form on the basis of data that banks and payment
system operators transfer to the Bank of Russia on customer complaints about disagreement with the transaction. It contains a large number of parameters — unique identifiers, including systematic management of business processes information about complet transactions, about payers and recipients of funds. There must be strong evidence for the account to be includ in our database of cases and attempts to conduct transactions without the consent of customers. If, for example, a alb directory buyer of goods on the marketplace is dissatisfi, wants to return the money and writes a statement to the bank, this does not mean that the crit institution will automatically recognize the seller’s account as fraudulent.